A smarter way for independent business professionals to manage healthcare costs.
Health coverage designed specifically for self-employed business owners.
Take control of your healthcare costs.
If you're a self-employed APTA practitioner, there's now a great alternative to private and exchange plans. You can choose from a wide range of options, find the right coverage and price for you and your family, and get great care while saving money.
Plan benefits:
- Alternative to Traditional Plans: Reliable, established coverage beyond typical private and exchange plans.
- Nationwide PPO Networks: Freedom to choose from a broad network of doctors and facilities.
- Potential Tax Savings: Possible business tax benefits; consult your advisor.
- Easy Online Enrollment: Secure, convenient sign-up anytime; enroll by the 15th for coverage on the 1st.
- Comprehensive Major Medical: Robust options through Amalgamated Local 426 Health and Welfare Fund.
- Guaranteed Acceptance Plans Available: No exams or questions required.
- Flexible Plan Design: Choose from plans that may include Health Savings Account (HSA) eligibility.
- Supplemental Protection: Additional options for dental, vision and more.
-
Now Available: Auto Accident Rider for Core Choice Medical Enrollees. Get the additional coverage you've been looking for.*
* Available only for Core Choice Medical Plan enrollees.
Getting coverage has never been easier.
Step 1
Enter your basic information to view plans and cost estimates.
Step 2
Create an account to start the process and choose your plans.
Step 3
Sign disclosures and contracts to finalize and establish plans.
You don’t have to take our word for it.
See what others are saying:
Eligibility and Requirements
- For most plans, sole proprietors and contractors must operate their business using a federal tax ID and be actively working.
- Dependent coverage may require verification of relationships – may include marriage certificates, birth certificates or other supporting documents.
- Enrollments finalized by the 15th of the month will be effective the following month. Any enrollment after the 11th will be effective the month after the following month.
- For example: an enrollment finalized on February 15 will become active March 1; an enrollment finalized February 18 will become active April 1.
Our Partners
View our resources to learn more about how you can benefit.
Vault Captive FAQs
Have questions about our captive products? View our FAQs to learn more.
